Dear readers,
In terms of work-related injuries, in fact, every employer needs to buy employees’ insurance for their employees. If employers do not buy labor insurance for their employees, it is illegal and may be penalized for a fine and even imprisonment.
Therefore, if you are injured during your work, you should first report to the employer the accident and ask the employer to report to the Labour Department. If the employer does not report to the Labour Department, you must report it to the Labour Department directly.
In addition to employees' compensation claim, injured employees may also claim compensation for personal injury against the employer or any person who causes the accident negligently.
Normally, the insurance company will take the initiative to contact the injured employees for compensation. However, normally, the insurance company will offer compensation amount lower than the amount they could claim. If the injured employees do not know the relevant laws and compensation precedents, they will accept such low compensation amount.
I have a friend who was injured in work and resulted waist injury, but he does not want to trouble friends and lack of legal advice. The insurance company took the initiative to contact him and settled with him at HK$44,000. He did not consult me and did not hire a lawyer. He accepted the insurance company’s settlement offer. Afterwards, he told me of about the accident and the settlement, with my analysis about his case and injury, he was able to claim at least HK$200,000. He is disappointed.
Therefore, if readers injured during work, you should immediately find a suitable lawyer to follow up to strive for the maximum compensation for you, so that you can concentrate on rehabilitation. If the readers are concerned about legal fees, you can consider applying for legal aid.
A kind reminder: the limitation period for initiating an employees' compensation claim is within 2 years from the date of accident and the for the related personal injury claim is 3 years from the date of accident. Therefore, if you injured during work, you should act immediately and feel free to contact a suitable lawyer to act for you, such as our Ms Emily Au.
If you need any legal services, please contact our Ms Emily Au (a professional lawyer) directly.